Saving behavior among Magalenos / (Record no. 15469)
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| 000 -LEADER | |
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| fixed length control field | 03487nam a2200181 a 4500 |
| 001 - CONTROL NUMBER | |
| control field | 134272 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | 0000000000 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20250408094532.0 |
| 006 - FIXED-LENGTH DATA ELEMENTS--ADDITIONAL MATERIAL CHARACTERISTICS | |
| fixed length control field | s r n 0 0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 230125n 000 0 eng d |
| 100 0# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Aguilar, Julie L. |
| 245 00 - TITLE STATEMENT | |
| Title | Saving behavior among Magalenos / |
| Statement of responsibility, etc. | Julie L. Aguilar. |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. | |
| Place of publication, distribution, etc. | Magalang, Pampanga : |
| Name of publisher, distributor, etc. | Pampanga State Agricultural University, |
| Date of publication, distribution, etc. | April 2018. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | x, 88 leaves ; |
| Dimensions | 28 cm. + 1 computer disc (4 3/4 in.) |
| 505 0# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | The study aimed to analyze the saving behavior among Magalefios covering the 27 barangays of Magalang, Pampanga. A total of 690 respondents were included in the study. The researcher used systematic sampling procedure. A pre-sSsurvey was done to identify the factors' that influence saving behavior. A minimum of 5 households per barangays were interviewed. The factors that influenced the saving behavior of the respondents were financial literacy, family influence, peer influence, income/return/investment, and self-control. Majority of the respondents were within the age bracket of 21 to 40 years of age with a frequency of 343 or 49.71%. Majority of the respondents interviewed were female with 52.61% and were married with a frequency of 591 or 85.65%. The educational qualification of the respondents, high school graduate had the highest representation with 216 or 31.30%. In terms of occupation, majority were employed in private sector with a frequency of 311 or 49.44% while 62 or 9.86% worked for the government. The annual income of the respondents ranging from 15,001 and above got the highest response with a frequency of 423 or 61.30% while 1,000 to 5,000 got the lowest frequency of with 23 or 3.33%. In terms of household size, 384 or 55.65% had 1 to 5 family members while household size belonging to 10 and above had the lowest percentage of 4.93%. When the respondents were asked if they had savings, Majority answered yes with a frequency of 439 or 63.62%. In terms of frequency of Saving, monthly basis got the highest response with a frequency of 200 or 45.56%. As to amount of saving, majority had no basis on how much they saved with 368 or 83.83%, followed by 10% of their monthly income with a frequency of 67 or 15.26%. Out of the 439 respondents who had savings, 176 from them entrusted their savings in a bank. According to the respondents they are likely to put their money into a bank because it is safer and more convenient. Savings account had the highest response with a frequency of 173 or 98.29%. Bank savings accounts have been one of the simplest and most convenient ways to save with lowest minimum deposit required. Among the 439 respondents who had savings, the reasons why they saved were for their children, followed by health and hospitalization, for retirement or for future, education, and capital for business. Age, sex, annual income and educational attainment are significantly related to saving behavior while occupation and household size have no significant relationship to saving behavior. Based on the above result, the researcher recommends that the government should incorporate in the educational system the value of saving. Creating financial awareness at an early age may influence their saving behavior and achieve financial stability. |
| 700 1# - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Torres, Leslie V., |
| Relator term | Adviser. |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Home library | Current library | Shelving location | Date acquired | Full call number | Barcode | Date last seen | Price effective from | Koha item type |
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| Dewey Decimal Classification | Not for loan | PSAU OLM | PSAU OLM | Dissertation, Theses | 01/25/2023 | TH Ag2 2018 | TH12284 | 04/08/2025 | 04/08/2025 | Theses |